FY 2025–26 · AY 2026–27
Free Income Tax Calculator
Salary, house property, business income, capital gains, and other sources — computed under both tax regimes, with the better one flagged automatically.
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Salary Income ▶
House Property Income ▶
Self-occupied home loan interest is only deductible under the old regime. Let-out property interest is deductible under both.
Business / Profession Income ▶
Capital Gains ▶
Taxed at special rates regardless of regime chosen. Rates follow the Finance (No. 2) Act, 2024 — effective for all of FY 2025-26.
Listed equity / equity mutual funds (STT paid)
Other assets (property, gold, debt funds, unlisted shares)
Other Sources ▶
Deductions old regime only ▶
80TTA (below 60, savings interest, cap ₹10,000) / 80TTB (60+, all interest, cap ₹50,000) is calculated automatically from the interest entered under Other Sources.
Recommended regime
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Slip No. 01
New Regime
Salary income₹0
House property income₹0
Business/profession income₹0
Other sources (incl. slab-rate CG)₹0
Taxable income (slab)₹0
Tax on slab income₹0
Rebate / marginal relief−₹0
Tax on capital gains₹0
Surcharge₹0
Health & education cess (4%)₹0
Total tax payable₹0
Slip No. 02
Old Regime
Salary income₹0
House property income₹0
Business/profession income₹0
Other sources (incl. slab-rate CG)₹0
Chapter VI-A deductions−₹0
Taxable income (slab)₹0
Tax on slab income₹0
Rebate−₹0
Tax on capital gains₹0
Surcharge₹0
Health & education cess (4%)₹0
Total tax payable₹0
Capital gains tax breakdown (same under both regimes)
Equity STCG (111A) @ 20%₹0
Equity LTCG (112A) @ 12.5% above ₹1.25L₹0
Other LTCG (112) — lower of both options₹0
Total capital gains tax (before cess)₹0